Comprehensive Insurance Services in Georgia and Nationwide
FBS Financial Services
Welcome to FBS Financial Services — your trusted partner in personalized insurance solutions for families, individuals, and business owners across Georgia and nationwide. Whether you're safeguarding your future with life insurance, securing your health, or planning for a stress-free retirement, our goal is to make the process simple, smart, and secure. We proudly serve clients throughout Georgia (GA) — including Atlanta, Savannah, Augusta, Macon, and Columbus — and are growing our national footprint daily. Let’s walk you through your options and answer the questions real people like you are asking.
Life Insurance in Georgia and Nationwide – Protect What Matters
Life insurance isn’t just a policy — it’s peace of mind. We help you find the perfect plan to protect your family, preserve your legacy, and give you confidence in the face of the unexpected.
Types of Life Insurance We Offer:
- Term Life Insurance – Budget-friendly protection for 10, 20, or 30 years.
- Whole Life Insurance – Permanent coverage that builds guaranteed cash value.
- Final Expense Insurance – Covers funeral costs, medical bills, and small debts.
- Universal Life Insurance – Flexible premiums with tax-deferred savings.
Why Clients in Georgia and Nationwide Choose FBS:
- Honest, no-pressure consultations
- Coverage for every stage of life and income level
- Local Georgia expertise + national solutions
Health Insurance for Georgia Families and Individuals Nationwide
Health insurance shouldn’t feel like a gamble. Whether you’re self-employed, between jobs, or shopping for better options, we make it clear and simple.
Our Health Plans Include:
- ACA-Compliant Policies – Meets federal regulations, including pre-existing conditions.
- Short-Term Medical Insurance – Bridge gaps when changing jobs or moving.
- Supplemental Coverage – Add-ons for dental, vision, accident, and more.
Common Questions We Hear:
Can I get coverage if I have a chronic condition?
Yes! ACA-compliant plans must cover all pre-existing conditions — no exceptions.
Is health insurance tax-deductible?
If you’re self-employed or itemize deductions, you may qualify for tax benefits. We’ll guide you through it.
What if I move out of Georgia?
We offer nationwide policies that travel with you!
Annuities in Georgia and Nationwide – Smart Retirement Solutions
Annuities provide dependable income and peace of mind during retirement. At FBS, we match you with the right annuity for your goals, risk tolerance, and retirement dreams.
Our Annuity Options:
- Fixed Annuities – Guaranteed rates, steady returns.
- Indexed Annuities – Market-linked growth with downside protection.
- Immediate Annuities – Start paying you monthly income right away.
FAQs About Annuities:
Are annuities safe in this market?
Yes. We specialize in fixed and indexed annuities, which offer protection from market downturns.
Can annuities help with estate planning?
Definitely. Annuities can provide structured inheritances and minimize tax burdens.
Can I use annuities outside of Georgia?
Absolutely — we help clients nationwide build secure retirements with tailored annuity options.
IUL – Indexed Universal Life Insurance (Georgia and Nationwide)
Want insurance that builds wealth? IULs are flexible, tax-advantaged, and a smart strategy for those thinking beyond simple coverage.
IUL Benefits:
- Tax-free growth tied to major indexes (like the S&P 500)
- No market losses — just upside potential
- Flexibility to borrow against the policy for college, home purchases, or retirement
IUL is Perfect For:
- Entrepreneurs
- High-income earners
- Parents saving for college
- Anyone looking to grow wealth tax-free
Client FAQs:
Is an IUL better than a 401(k)?
They work differently. An IUL offers tax-free access and market protection, making it a powerful complement to traditional retirement accounts.
Can I open an IUL if I’m not in Georgia?
Yes! We help clients across the U.S. leverage IUL policies to grow and protect wealth.
Frequently Asked Questions
What’s the best life insurance for young families in Georgia?
Term life insurance is a great, affordable choice — and we’ll tailor the policy to your needs.
Can I combine life, health, and annuity services into one plan?
Yes! We’ll help you create a personalized, bundled strategy that works for your life today and tomorrow.
What makes FBS Financial Services different?
We offer local attention with national reach, real coaching (not just policies), and lifetime client relationships.
How do I start?
Call us or fill out a quick quote form online — we’ll respond within 24 hours and walk you through every step.
Ready to Take the Next Step?
Whether you’re in Atlanta or Austin, Savannah or San Diego, FBS Financial Services is ready to help you protect your health, your family, and your financial future.
📞 Call us today for a free consultation
📧 Or connect with us online to get started